Rotarians & Rotary Volunteers - Personal Accident Insurance

As a result of a letter to the editor in a recent edition of Rotary Downunder there have been some queries about what personal accident cover exists for Rotarians and volunteers engaged in a Rotary project in Australia.

The issue raised was the absence of cover for the gap between what a person may recover from Medicare and a private health insurer and the total cost of treatment.

The short answer to that query is that as a matter of law it is not possible to obtain insurance cover for the gap.

The personal accident insurance in place for Rotarians and volunteers engaged in Rotary projects in Australia provides cover for non-Medicare expenses such as physiotherapy following an accident up to a limit of $3000 within 12 months of the injury. The policy also has a death benefit of up to $250,000, permanent disability benefit of $250,000 and a weekly injury benefit of $1500.

The details given above relate to the current policy at the date of this memorandum.

For reporting of claims or coverage enquiries please contact the District Insurance Officer Mark Perree at mark@mibrokers.com.au .

10 October 2011

Philip Rowell

Governance Director D9800